For intermediary use only

When a Suitable Mortgage Stops Being Suitable

Property projects don’t always go to plan. A renovation can become a rebuild. Costs can change. Unforeseen structural issues can emerge once work begins. That’s why, when advising on renovation, self-build and rebuild projects, brokers should consider not...

Renovation Finance: Where Consumer Duty is Still an Afterthought

When Consumer Duty was first introduced in 2023, it rightfully shifted the direction of focus for intermediaries from product placement to customer outcomes. But while many brokers are familiar with what this means regarding standard residential lending, a more...

Advising on offsite manufactured construction systems

What are Offsite Manufactured Systems? Offsite manufacture is a broad term encompassing several construction systems created in a factory away from the building site. These systems offer several benefits, such as enhanced energy efficiency, short construction...

Why cashflow matters most for self builders

In his budget, Rishi Sunak warned that interest rates wouldn’t remain low forever.  And, according to experts, a rate rise looks likely early next year. Consequently, your customers may be looking to protect themselves with a fixed-rate mortgage, providing them with...