Why Mortgage Brokers Should Partner With BuildLoan

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Exceptional Outcomes For Your Clients

As a mortgage broker, your role is critical in helping clients navigate complex financial decisions. When it comes to self build, renovation, conversions, or custom construction projects, traditional mortgage products often fail to provide the flexibility and assurance your clients need.

BuildLoan bridges the gap. With tailored mortgage solutions, innovative products and expert support, BuildLoan enables brokers to deliver exceptional outcomes for clients while fulfilling Consumer Duty responsibilities.

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1. Guaranteed Stage Payments: Confidence from the Ground Up

Unlike standard mortgages, BuildLoan’s unique guaranteed stage payment structure provides predictability and financial stability throughout the build:

  • Stage Payments in Advance: Funds are released at the start of each construction stage ideal for upfront purchases of materials like offsite manufactured building systems and contractor payments.
  • Stage Payments in Arrears: Funds released post-completion of each stage, still on a guaranteed basis.

These pre-agreed payment structures offer you and your clients confidence that funding will be available exactly when it’s needed, helping keep projects on track and within budget. This is a game-changer in a sector where timing and cashflow are everything.

 

2. UNICUS: Your Smart Construction Mortgage Research Platform

Traditional mortgage sourcing systems fall short when it comes to construction finance. UNICUS, BuildLoan’s proprietary platform, transforms the way brokers handle homebuilding cases:

  • Effective Fact Finding: Collect what’s necessary to match lenders and products with precision
  • Smart Product Matching: Match clients to tailored products based on their project details saving time and increasing accuracy
  • Market-Leading Product Range: Access the widest array of specialist construction mortgage products in the UK
  • Real-Time Updates: Always work with the most up-to-date lending criteria and availability

UNICUS ensures you provide highly tailored advice while dramatically reducing research time.

 

3. Supporting Brokers to Deliver Good Consumer Outcomes

BuildLoan’s approach is perfectly aligned with the FCA’s Consumer Duty expectations. Here’s how we help you meet these obligations:

  • Tailored, Client-First Advice: Match unique financial and project needs with bespoke solutions
  • Proactive Risk Management: Reduce client-risk with guaranteed payments and defined funding limits
  • Transparency by Design: Full visibility into product terms, with clear communication throughout the process

Our systems and processes are designed to help you deliver good outcomes – and demonstrate it.

 

Risk management

4. Specialist Support Every Step of the Way

With BuildLoan, you’re never alone. We provide industry-leading support from initial enquiry to completion:

 

  • Dedicated Broker Desk: A team with 40+ years of construction finance experience, available to assist with self build, renovations, conversions, extensions, and custom build projects
  • Development Finance Experts: Access specialist advice and solutions for bridging loans and development finance
  • Specialist Case Handlers: Receive one-on-one support for more complex client needs
Better Outcomes for Your Renovation Clients: Meeting Consumer Duty Standards

5. Tap into a Growing Market Opportunity

Self build, custom build and renovation are on the rise – don’t miss the chance to diversify your offering:

  • Government incentives an initiatives supporting custom and self build
  • Growing consumer awareness of bespoke homes as affordable and desirable alternatives
  • A rise in clients looking to create energy-efficient, future-proof homes

Partnering with BuildLoan positions you to confidently enter and lead in this expanding market.

Risk management

6. Why BuildLoan?

BuildLoan is the construction finance partner brokers trust. Here’s why:

  • Specialist Lending Products: Guaranteed stage payments and lender-matched options for every type of construction project
  • UNICUS Platform: Properietary software that takes the guesswork out of product selection
  • Comprehensive Broker Support: Guidance, training, and real-time assistance to help you deliver exceptional service

What Our Brokers Say

I’ve worked with BuildLoan on many cases over the years and highly recommend them to any broker dealing with self build clients. Their expertise, product range, and customer service are unmatched. David Mitchell and the broker desk team consistently provide first-class support.

Independent Mortgage Adviser

Take the Next Step

Whether your client is building their dream home, converting a barn, or undertaking a major renovation, BuildLoan is your go-to partner for construction finance.

Join the growing number of brokers already benefiting from our unique products, expert support, and the industry-leading UNICUS platform. Contact us today or visit BuildLoan’s website.

 

Enquiries for Self Build & Renovation
T 0345 223 4447
E enquiries@buildloan.co.uk

Enquiries for Short Term Funding
T 0345 347 0250
E development@buildloan.co.uk

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For the use of mortgage intermediaries and other authorised professionals only.

The activities carried out by BuildLoan are not regulated by the Financial Conduct Authority.