Why choose BuildLoan for self build clients.
As a mortgage brokers you play a crucial role in helping your clients find the right financial solutions for their unique needs.
When it comes to self build, renovation, conversion or complex construction projects, traditional mortgage products fall short, leaving your clients without the support they need to achieve their goals.
This is where BuildLoan excels. With a dedicated broker desk, specialist products, expert support, and an innovative research platform UNICUS, BuildLoan empowers you to deliver tailored, client-focused solutions that align with Consumer Duty obligations. By partnering with BuildLoan, you can confidently meet the unique challenges of construction financing while ensuring positive outcomes for your clients.
1. Guaranteed Stage Payments:
A Game-Changer for Construction Finance
One of the standout features of BuildLoan’s products is their guaranteed stage payment structure, which addresses the financial challenges often faced during construction projects:
- Stage Payments in Advance: Funds are released at the beginning of each construction stage, ensuring your clients have the cash flow to purchase materials and pay contractors without delays.
- Stage Payments in Arrears: Funds are released after each stage is completed on a guaranteed basis, offering an alternative for clients who prefer to work on a post-completion basis.
These guaranteed stage payment options are pre-agreed, providing clients with the confidence that funding will be available when they need it. This level of predictability mitigates financial risks, supports project continuity, and ensures your clients can complete their projects on time and within budget.
With mortgage sourcing systems simply not providing the level of detail required to source a stage payment mortgage, BuildLoan’s innovative mortgage research platform, UNICUS is a game-changer when you are advising on construction projects.
- Effective Fact Finding: The fact finding element of the platform will ensure you can gather the required information to allow for an accurate lender and product match for your clients’ project.
- Efficient Product Matching: UNICUS allows you to input product details and instantly match clients with the most suitable products, saving valuable time and effort.
- Comprehensive Range of Products: Access the widest variety of specialist construction mortgage options that cater to diverse client needs.
- Real-Time Updates: UNICUS is continually updated with the latest product information and criteria, ensuring you always have access to accurate and current data.
UNICUS streamlines the research process, enabling you to focus on delivering high-quality advice while meeting Consumer Duty obligations.
BuildLoan’s expertise and innovative tools help you meet the regulatory expectations of Consumer Duty, including:
- Client-Centric Advice: BuildLoan’s bespoke products and UNICUS platform ensures you can offer tailored solutions that address each client’s specific project and financial needs.
- Risk Mitigation: Features such as pre-agreed funding limits and stage payments reduce financial risks for clients, supporting positive project outcomes.
- Transparency: Detailed product information and clear communication tools ensure clients fully understand the terms of their mortgage.
4. Expert Support for Brokers
In addition to offering specialist products and tools, BuildLoan provides comprehensive support including:
- A dedicated broker desk: with over 40 years of experience the team can guide you at an early stage whether it is a selfbuild, conversion, property extensions, custom build or renovation project.
- A dedicated development finance team: providing you access to a premier panel solution for your bridging and development finance needs.
- Specialist Case Assistance: BuildLoan’s experts are available to guide brokers through complex cases, ensuring clients are matched with the right solution.
- CPD-Accredited Training: Ongoing training webinars keep you informed about the latest market trends, regulatory updates, and product innovations.
- Marketing Resources: Tools and materials are available to help you promote BuildLoan products and educate your clients on their benefits.
This level of support ensures you have the knowledge and resources you need to deliver value to your clients while meeting regulatory standards.
Demand for self build and renovation finance is increasing, driven by factors such as:
- Government initiatives promoting self build and custom build construction
- Rising awareness of bespoke housing as a viable and cost-effective alternative
- A growing number of clients looking to create unique homes tailored to their needs
By partnering with BuildLoan, you can access this growing market and provide specialist solutions that set you apart from the competition.
BuildLoan provides you with the tools and support you need to succeed in a competitive market:
- Specialist Products: Tailored for complex construction financing needs
- UNICUS Platform: A cutting-edge research tool that simplifies the product selection process
- Broker-Centric Support: Training, guidance and marketing resources to empower brokers in delivering exceptional service
Your ideal partner for self build mortgages
BuildLoan is the ideal partner for you when looking to expand your expertise in selfbuild, renovation, and construction finance. With specialist products, expert support, and the UNICUS research platform, you can confidently meet your clients needs while fulfilling your Consumer Duty obligations.
Take your service and knowledge to the next level by partnering with BuildLoan!
Ready to discuss an enquiry?
Call 0345 223 4447 or request a call back
For the use of mortgage intermediaries and other authorised professionals only.
The activities carried out by BuildLoan are not regulated by the Financial Conduct Authority.
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