{"id":52865,"date":"2021-06-26T13:50:07","date_gmt":"2021-06-26T12:50:07","guid":{"rendered":"https:\/\/buildloan.co.uk\/v2\/divi\/?page_id=52865"},"modified":"2021-08-02T18:36:46","modified_gmt":"2021-08-02T17:36:46","slug":"how-to-advise-on-self-build","status":"publish","type":"page","link":"https:\/\/buildloan.co.uk\/v2\/how-to-advise-on-self-build\/","title":{"rendered":"How to advise on self build"},"content":{"rendered":"

[et_pb_section fb_built=”1″ _builder_version=”4.9.7″ _module_preset=”default” background_image=”https:\/\/buildloan.co.uk\/v2\/wp-content\/uploads\/2021\/07\/Image-credit-AR-Design-Studio.png” min_height=”480.7px” custom_padding=”10%||10%||false|false” da_disable_devices=”off|off|off” da_is_popup=”off” da_exit_intent=”off” da_has_close=”on” da_alt_close=”off” da_dark_close=”off” da_not_modal=”on” da_is_singular=”off” da_with_loader=”off” da_has_shadow=”on”][et_pb_row _builder_version=”4.9.4″ _module_preset=”default”][et_pb_column type=”4_4″ _builder_version=”4.9.4″ _module_preset=”default”][et_pb_blurb title=”how to advise on self build” content_max_width=”450px” admin_label=”Self Build & Renovation Mortgages” _builder_version=”4.9.4″ _module_preset=”default” header_level=”h1″ header_font=”|700||on|||||” header_text_color=”#E09900″ header_font_size=”34px” header_line_height=”1.3em” body_font_size=”16px” body_line_height=”1.8em” background_color=”rgba(255,255,255,0.8)” max_width=”500px” custom_padding=”25px|25px|25px|25px|false|false”]<\/p>\n

Your responsibility as a broker is to ensure that the product you are recommending is fit for purpose. \u00a0It’s important to understand you are facilitating a build, and there’s no point having funding agreed – if it’s not available when needed.<\/p>\n

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Three things to consider before making your recommendation.<\/h1>\n

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There are three key areas you need to take into consideration before making your recommendation – build costs, cashflow and construction type<\/em><\/strong>.<\/p>\n

All of these can be taken care of under Unicus, BuildLoan’s new mortgage platform which will generate a range of suitable products against which you can advise.<\/p>\n

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WHAT YOUR CLIENT IS BUILDING<\/h1>\n

Before you can start looking at mortgages for your client, you need to understand what your client is looking to build and what they’re looking to build out of as there are so many different construction types and each construction type will dictate different cashflow requirements.<\/p>\n

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HOW MUCH IT WILL COST<\/h1>\n

Your clients will need detailed costings for their project. \u00a0Compiling these in sufficient detail for the lender can prove challenging and time-consuming. \u00a0At BuildLoan, we offer a Mortgage Cost Forecast service. \u00a0Your clients can have their costings prepared by a team of professional estimators with decades of experience of homebuilding projects. \u00a0<\/p>\n

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HOW THEY’LL PAY FOR IT<\/h1>\n

When it comes to arranging a mortgage for a customer who wants to build, renovate or convert a home, it’s vital the cashflow is matched to their individual project. \u00a0But, how\u00a0do you go about researching the right product for your clients and how do you ensure the cashflow matches their project requirements? \u00a0<\/p>\n

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Your responsibility as a broker is to ensure that the product you are recommending is fit for purpose. \u00a0It’s important to understand you are facilitating a build, and there’s no point having funding agreed – if it’s not available when needed.Three things to consider before making your recommendation.There are three key areas you need to […]<\/p>\n","protected":false},"author":3,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_et_pb_use_builder":"on","_et_pb_old_content":"","_et_gb_content_width":"","footnotes":""},"class_list":["post-52865","page","type-page","status-publish","hentry"],"yoast_head":"\nHow to Advise on Self Build Mortgages, Best Advice - BuildLoan<\/title>\n<meta name=\"description\" content=\"For mortgage intermediaries. 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